Welcome! A little bit about us

Hello! Credit Vigilante(aka Cindy) and Shadow(aka Ryan Oliver) is the name we gave for ourselves for our DIY credit restoration blog.

We try to highlight real world financial crimes and frauds in order to provide insight about how it happened.  We look at the darker side of credit so you don't have to.  So, of course, we kind of view ourselves as the vigilantes of the credit world! 

We teach through storytelling, then help with how you can prevent and repair your own credit. This makes it easier, cheaper for you and you never have to give anyone your personal information.